Saving money when shopping online is easy with these tips

Saving money when shopping online is easy with these tips

by | Sep 13, 2019 | Guide, Money

Many people who do their shopping online find the things they want to buy, put them in their online shopping cart, go to the checkout and pay. The thought of using a coupon before ordering online does not cross their mind for an instant.

Using coupons with all your online shopping, however, is a smart thing to do. Especially as it can save you several hundred or thousand dollars a year. Depending on what you buy and how much you spend.

Here are just five reasons why using a coupon before ordering online is smart.

Percentage of the amount you are spending — Some coupons that you can find online on sites like كوبون شي ان give you a specific percentage off the price of the item or items you are buying. As these percentage coupons can go up to 50 percent, depending on the time of year and what you are buying, they can save you quite a large amount of cash.

Coupons for every item you buy — While some coupons will give you a discount on one specific item in your shopping cart, others can be applied to every thing you buy from one supplier.

That means you could end up saving 20 percent off everything you buy, or even more depending on the time of year.

Cheap or free shipping with the right coupon — Coupons are not only available for money off the price of the items in your shopping cart, they are also available for shipping.

That means you could get a large number of products shipped to your home for a very low price or, in some cases, have everything shipped to you completely free of charge. As shipping costs can be expensive, some of these free shipping coupons save you more money than anything else.

Coupons that give you a free gift — These are actually quite common when shopping on the Internet. You just have to find them and use them.

Coupons that give you a free gift for buying a specific product will usually give you something that is related to it. For instance, you could buy a printer and get three months’ supply of paper, or you could buy a laptop and get a free wireless mouse.

Just make sure the free gift you are getting is something you would use before applying the coupon. Otherwise you might as well use a coupon offering free shipping or a cash discount instead.

 

Coupons for future purchases — If you use a coupon for an order you are placing now, some companies will deduct the amount from your total bill and then give you another coupon to use next time you shop with them.

If you find an online merchant that does this often, you could end up getting a sizable discount at that particular shop every time you place an order there.

Let’s Talk About The Pros & Cons Of Payday Loans

Let’s Talk About The Pros & Cons Of Payday Loans

by | Sep 9, 2019 | Money

Payday loans are available online and if you need a short-term loan, then you should consider applying for one. Before you do that, let’s discuss the pros and cons of payday loans, and then you can decide whether or not you should get one.

 

Easy To Get

One of the best things about payday loans is that they are very easy to get. All you do is go online, apply and wait to find out if you’re approved. They are typically easy to be approved for, as long as you have regular and verifiable income coming in and you are of a certain age, which is usually 18 or 21. The age you have to be depends on the company you’re applying for a loan with.

 

Cash For Anything

Another good thing about payday loans is you can use the cash for anything you want. Unlike certain loans, you’re not tied to putting the funds towards specific purchases. A lot of people take out a payday loan because they want to have a night out, go away for a holiday, go on vacation or shopping or dining. Others take these loans out because they have to catch up on a few bills, or they’ve ran into an emergency such as car problems or medical issues.

 

Those are only a few examples. The bottom line is you can use a payday loan for anything.

 

Can Borrow Various Amounts

A third advantage of payday loans is you can easily borrow various amounts, but you might not get approved for the amount you initially apply for. If you’re a new customer, the chances are you won’t be approved for a larger loan. However, the payday loan company will notify you if you qualify for a smaller amount, but don’t worry because many people end up qualifying for an amount they are happy with.

 

Generally speaking, some payday loans are available for as low as $100 and they can go up to as higher as $1,500 or even more.

 

Expensive

The major con is that payday loans can be very expensive. In turn, borrowers may end up with a small debt if they aren’t careful. The good news is if you do business with a reputable company, then you shouldn’t have any issues with interest rates.

 

Payments Automatically Deducted

Another potential con is payments are automatically deducted, most of the time. Funds from a payday loan are typically deposited directly into a bank account and payments are taken from that bank account. There are some people who may not like the idea of this, but others won’t be bothered.

 

As you can see, there are more pros than cons when it comes to payday loans. All you have to do now is fill out an online payday loan application and wait to find out if you’re approved.